Looking for a $40k - $50k GUL

[mbm0219]

I have a 71 yr old female, nonsmoker with no major health problems and is 5'4" 135 lbs. The only GUL I currently have is MoO and they are $187.01 in NC (at age 105 guarantee). Anybody know of any others that might be better, especially if they go below $50k?

Thanks for your help.

 

[The Gimp]

North American, Genworth or Transamerica. North American would be $108 for $40k, if she got Pref.

 

[Tahoe Ray]

I have a 71 yr old female, nonsmoker with no major health problems and is 5'4" 135 lbs. The only GUL I currently have is MoO and they are $187.01 in NC (at age 105 guarantee). Anybody know of any others that might be better, especially if they go below $50k?

Thanks for your help.

If she's healthy, North American GUL goes down to 25k and will likely be one of your least expensive options.

 

[WinoBlues]

I counter with Midland. OK, Same policy as NACOLH.

I second them. Also look at Sagicor if health is a little more questionable.

Lee

 

[mbm0219]

If she's healthy, North American GUL goes down to 25k and will likely be one of your least expensive options.

Thanks for the tip. Any ideas on IMOs that offer North American and comp levels?

 

[The Gimp]

Check out Pinney Insurance Center, Inc.. When you call, ask for Nic West and tell him James Roman sent you. 1-800-823-4852

 

[smokin goose]

Thanks for the tip. Any ideas on IMOs that offer North American and comp levels?

Shaw American. They have North American. Comp is low for that carrier though.

 

[mbm0219]

Any idea if Sagicor or North American is going to be easier to deal with from an underwriting stand point?