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I'm an Indy Life producer - I'm looking for a short and long term disability plan (to insure myself ). Located near Pittsburgh Pa .
Pm me please. Thanks .
**********I don't have access to much regarding disability, but I do know that you will want to find "own occupation" disability if you can.
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Why did you dig up this "one question thread" from a month and a half ago, if you can't help? Are you just padding your posts? Ease up on the pedal there...you'll be able to post links soon enough.
Why start a new thread when you can bump one. I'm looking for the same thing. What kind of "own occ" policies are out there for short/long term disability?
If you pay more premium do you just get more $$ when you're considered disabled?
A discussion is fine as I'm not looking to purchase until the end of the year, but any PMs would be fine.
NW is incorrect about STD carriers in my opinion. There are MUCH better options than Aflac. However, I do agree that it is largely not needed. Put some money in a savings account to cover 3 months income... same as a STD plan.
Mutual of Omaha has one of the best STD plans on the market. They are my go to for STD (which I have sold maybe 3 or 4 times in my entire career, just because people insisted on it).