LTC Bridge Annuity from Equitrust

Anyone looked at the new Equitrust Bridge EI annuity with guaranteed issue LTC benefits?

Maybe a little like the Forecare product, but no medical records. It has three levels of LTC coverage, but no MBI, no Rx check....just a video conference with cognitive and able to view mobility. What would normally be knock out questions, just gets you level one with a vesting schedule...so unless you already need care, it seems pretty hard not to get the better offer.
 
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