I'm new here as of today. Trying to get understanding of mycare and insurance that excludes you in Ohio. They say medigap but she is too young. Supplemental but ? must cover like part a and b does as is their interpretation...I am lost. need to maintain traditional medicare medicaid for her. She needs her meds, not a formulary. I opted out to keep medicare but they took it anyway...now have to do it again I'm told. I just want her to keep her benefits/providers and meds as promised. she is a severe case...cannot role with punches like I could. Am I in the right forum to ask?