Male Smoker 47

[marketing]

looking for a policy; $100,000.00 term/10 and $50/25,000.00 permanent.

Female 40 non smoker with fours children on rider looking for permanent $50/$25,000.00; and term $100,000.00

Which would be the best carriers to handle this family in Florida?

height and weight good; no medical issues to my knowledge

Thanks in advance

 

[WinoBlues]

looking for a policy; $100,000.00 term/10 and $50/25,000.00 permanent.

Female 40 non smoker with fours children on rider looking for permanent $50/$25,000.00; and term $100,000.00

Which would be the best carriers to handle this family in Florida?

height and weight good; no medical issues to my knowledge

Thanks in advance

NOCOLH @ $35.mo for $50,000
Protective @ $10.mo $100,000.

or

Sagicor @ $19. mo $25,000 (NonMed)
Protective @ $12.mo $100,000. for twenty years. Remember that the term price stays level and the benefit decreases to age 121. So So she will have more coverage longer.And could choose to convert or keep the term after twenty years.

$20,000 child rider will cost $8-$10. One money covers all children including future children.

 

[marketing]

Thanks, But what is NOCOLH; not sure

 

[WinoBlues]

Thanks, But what is NOCOLH; not sure

Recommendations stay the same but premium is off. I believe I quoted female.

North American Company for Life and Health, Midland's sister company.

That Sagicor?protective combo will look pretty strong. Another option is A larger face ROP term with RDPU at the end of 30 years.

 

[marketing]

Thank you,

I agree with Sagicor.....thanks a lot