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- #21
1st question - no, people enroll in A, delay B.
Why would some delay Part B if not covered by employer? Have you ever run into any cheapskates in your life - i.e., those who will drive 4 miles out of the way to save $.02 on gas? Or those who drink the cheapest coffee available even though it tastes horrible?
Well, they see "$134 for Medicare!!! I worked my whole life, I'm not paying for Part B if I don't have to - I'll be just fine...." So, they delay - they aren't the brightest crayons in the box.
(occasionally there are legitimate, "I didn't know" reasons, but for the most part, it's someone trying to pinch pennies)
I agree. What's the point of having A and not B. Either have employer coverage (no A and B), or have Medicare A and B.
Just a little confusing because the enrollment guides don't specify. The guides say "if delayed Part B, then...", but don't specify if the person also delayed A or has A.
So I wondered if someone would voluntarily have A and delay B.
I know if you stop paying B you lose it, and then you'll just have A. Then you have to sign up for B again during the GEP Jan 1 - March 31.