theapprentice1
Expert
- 44
well...this is like the fox in the chicken coop! so todd you are IMO now...moving up in the world i see? good for ya!
F L O R I D A ...Captive" I know Agents at Humana (captive-non field, inside sales) including benefits; medical, dental, vision, their great 401k!, paid vacation, and not to mention they don't have to travel anywhere, not including bonuses= $120K Humana hires from within first and sends their selected few to get licenses.
"independent" Agents at FMO's the correct abbreviation should be PP-FMO Paper pusher! FMO. they will call/email you once every 3 months or During AEP offer you to stand at a booth at a PUBLIX (UHC), WALGREENS, WALMART(HUMANA) and you may get 1 sale. people i have met that made $ as an independent -without- some old geezer handing over their book of business to a family members or someone they indoctrinate! is someone very well connected, and that takes money! because these people have invested a great deal of money in a Lead Management System CRM and they go onto hire agents at $15 an hour with no benefits! every AEP you will see them advertise on indeed-
There are many avenues you can take as an independent, which do not guarantee a good steady flow of income, that will come with time. The best question to ask yourself would be what is your comfort level and that of your family-
when i started my career in this business as an independent my kids were grown, and i had a year's worth of income in savings. I didn't want to live la vida loca'.
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"Best of luck to you.
F L O R I D A ...Captive" I know Agents at Humana (captive-non field, inside sales) including benefits; medical, dental, vision, their great 401k!, paid vacation, and not to mention they don't have to travel anywhere, not including bonuses= $120K Humana hires from within first and sends their selected few to get licenses.
"independent" Agents at FMO's the correct abbreviation should be PP-FMO Paper pusher! FMO. they will call/email you once every 3 months or During AEP offer you to stand at a booth at a PUBLIX (UHC), WALGREENS, WALMART(HUMANA) and you may get 1 sale. people i have met that made $ as an independent -without- some old geezer handing over their book of business to a family members or someone they indoctrinate! is someone very well connected, and that takes money! because these people have invested a great deal of money in a Lead Management System CRM and they go onto hire agents at $15 an hour with no benefits! every AEP you will see them advertise on indeed-
There are many avenues you can take as an independent, which do not guarantee a good steady flow of income, that will come with time. The best question to ask yourself would be what is your comfort level and that of your family-
when i started my career in this business as an independent my kids were grown, and i had a year's worth of income in savings. I didn't want to live la vida loca'.
.
"Best of luck to you.