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It's all because she delayed the enrollment. If she had not done that then things would have worked normally.
What do you mean?
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It's all because she delayed the enrollment. If she had not done that then things would have worked normally.
What do you mean?
I have a client that has done something similar although just 1 month out of IEP. He was T65 in sept but had employer coverage through Dec. He enrolled in Part A for Sept and the local SS office is holding his Part B application to submit it on January 2. The lady said that it would back date it to 1/1/19. If she filed it in December (which would still be his IEP) it would have went in to effect 3/1.
I know this isn't same scenario but similar. Very confusing on when you're trying to split the start dates.
In future if they are only looking at delaying 1-3 months my recommendation for my clients may be to just bite the bullet and enroll in both A and B.
The good news you will not make this mistake again. Once you know there is no sep during your iep it will help u w/ future clients.
[QUOTE="Todd King, post: 1277558, member: 3501"It's all because she delayed the enrollment. If she had not done that then things would have worked normally.
I wish they had examples on the Medicare website to more fully explain how this sign up process works. Instead we all have to fumble through it like amateurs.[/QUOTE]If by normally you mean geting a Nov. 1 start date that's true. But she was trying for a Jan. 1 start date that she had no ability to get no matter when she enrolled, normally or delayed.
Because of the rules regarding delayed enrollment no one can get an effective date two months after their 65th birth month no matter how well they time their enrollment. Any other month was available to her, either IEP or SEP, except January, depending on when she enrolled, assuming she was not born on the first day of the month.
- 11/1 Part B start date if she had enrolled prior to her Nov birth month.
- 12/1 Part B start date if she enrolled during her Nov birth month.
- 1/1 Part B start date is not an option for anyone turning 65 in Nov (other than 11/1) no matter when or how the enrollment was submitted
- 2/1 Part B start date if she enrolled in Dec, one month after her 65th birth month, which is what she did.
When does Medicare coverage start? | Medicare[/QUOTE]I wish they had examples on the Medicare website to more fully explain how this sign up process works. Instead we all have to fumble through it like amateurs.