- 14,809
Correct me if I'm wrong, but why would that example need to go on the application if the individual had not received treatment for 31 years? That is well past the usual 5-7 year requirements for most pre-existing conditions and would be case specific.
Because it's a current condition.
Ok, let's take another example and also real life. My niece's boyfriend has a brain tumor - small and benign and for now inoperable. He was diagnosed with it as a freshman in high school and the doctors left it at "well, there's really nothing we can do."
He's now a senior in college and 7 years have past with no treatments, no testing, no nothing.
Now - would you fail to disclose on the app that he has a brain tumor? If you're thinking that 7 years + no treatment = doesn't go on the app then pick up the phone and call anyone's prescreen department today.