Alright, so currently all my clients whom I sell health insurance to actually goes through another guy at our office and quite honestly it's becoming more and more part of my business. He takes 50% of commission. My question is I know I have to get MNSure certified but do I also have to get appointed by each individual company or an IMO or once I become MNSure certified will that be enough. Obamaca...sorry Affordable Health Care Act is such a pain I hate it. Oh, I know I should be appreciative of those 400,000 jobs it's going to create.