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My Market is individual non-captive Life agents from 47 states, offering them access to a 'One-of-a-Kind' Survivor Income Product that has application for a huge marketplace. Consider: Every Survivor will need lifetime income. The only question then is the Source of that guaranteed Income. They have to save it or use life insurance products to support the needed income. This permanent product cuts the cost approximately in half.
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I see that Rick is in the Medicare - health business, who is the Guru from the forum from the Life insurance business?
Insurance Forum - View Profile: moonlightandmargaritas
As a National Marketing Organization/NMO(according to your username), I'd think you would already know these things.
Let the spam begin.