My father wants to switch to another insurance company with his name alone on the policy. Would he have to put that he was in an accident even though I was the one who was driving the car ?
Motorcyles do not have PIP! in NY, In fact they have an easier time to sue! They have a low threshold. They have to go after your fathers insurance company, to get their medical bills paid, your father needs to read over his policy very close, hopefully you are a named driver. You need to sit down with a independent insurance agent, and go over your options. You are worry about preimium, when, you should be worrying about protection!!! Lets see, save $250, but open yourself up to a loss of 250k.
Well from what my agent told me, they've already got an attorney against me. He says that they suffered minor injuries. What I can conclude, the most the passenger suffered was a broken knee and strain on the neck, about a week or two in the hospital. If you were in the opposing situation, how much would you think your lawyer would say you're eligible for in compensation?
You have to find out what your coverage is ? If it is 100/300, you will be ok. NY, is one of those tough to sue states. More important, is how are you going to protect yourself in the future.
You have to find out what your coverage is ? If it is 100/300, you will be ok. NY, is one of those tough to sue states. More important, is how are you going to protect yourself in the future.
Yea that's my coverage. Now I'm going over my paperwork that I sent DMV and my insurance. On the mv104 form I mistakenly put 1963 instead of 1968 for my fathers information (registration info). Should I be alarmed?
