One option

[TTIG]

This has probably been asked several times but just curious. If you could only write one final expense carrier, who would it be and why? Thanks for responses.

 

[jdeasy]

This has probably been asked several times but just curious. If you could only write one final expense carrier, who would it be and why? Thanks for responses.

I'm a firm believer in having one goto company and writing everything you can with that company.

Then having others to fill in where that go to won't work.

In my state that company doesn't exist.

I'm in my 22 year now. This is the second year I've not had a goto.

It's never existed that one company would fit all needs.

I have several captive agents that refer business to me.

 

[LostDollar]

This has probably been asked several times but just curious. If you could only write one final expense carrier, who would it be and why? Thanks for responses.

Caveat, I am not an agent.

In 2017 I was considering trying to become an FE agent. One thing I did when trying to see what it was going to cost and what I would need to do was to scour current FE threads and make a list of 3 FE companies from all the discussions. I thought this would simplify learning and starting the selling process.

I then made a post and asked for comments. I think the comments were universal in the idea that limiting myself to those carriers was not going to be a workable business solution because I would need things a limited carrier base would not offer.

I have no personal way to evaluate that, I am just offering the posting experience as information for your consideration.

 

[jdeasy]

Caveat, I am not an agent.

In 2017 I was considering trying to become an FE agent. One thing I did when trying to see what it was going to cost and what I would need to do was to scour current FE threads and make a list of 3 FE companies from all the discussions. I thought this would simplify learning and starting the selling process.

I then made a post and asked for comments. I think the comments were universal in the idea that limiting myself to those carriers was not going to be a workable business solution because I would need things a limited carrier base would not offer.

I have no personal way to evaluate that, I am just offering the posting experience as information for your consideration.

I have always advised new agents to start with one company and learn that company inside out.

Then a few months in they can add a company to fill in what they have missed.

Agents that follow that advice seem to get yo to speed much faster.

Those that don't seem to get bogged down in information overload.

 

[LostDollar]

I have always advised new agents to start with one company and learn that company inside out.

Then a few months in they can add a company to fill in what they have missed.

Agents that follow that advice seem to get yo to speed much faster.

Those that don't seem to get bogged down in information overload.

Thank you for the reply.

 

[Jccwell]

Agents write Senior Life or Lincoln Heritage and still find success. As an independent agent, you have more possibilities, but it's still a good idea to stick to 1 or 2 go-to companies.

If I had to pick 1, it'd be Family Benefit/ Trinity. They have great rates, predictable Underwriting, and good client and agent support. Also, their renewals and agent incentives are pretty good.

Lots of agents would probably say AmAm. Others would say Balt Life or TransAmerica. Personally, I prefer Trinity for the reasons I stated.