Are you set up to direct bill our life companies for the money, like the big four does?
I think most life companies use the big four companies.
Paramedical Exams
- Thread starter LG123
- Start date
Are you set up to direct bill our life companies for the money, like the big four does?
I think most life companies use the big four companies.
Medicine Man
Expert
- 46
I'd like to echo Chille's comments. The Carriers and the Big 4 do work together trying for exclusivity and, believe me, it's typically based on price not the quality of service. The end result is you end up with whomever your carrier pushes and it's not based on the quality of their service.
I once saw a memo that was sent to one of my agents that listed all of the Big 4 companies as having home office approval but the carrier pushed their agents to use the one that charged them the least.
Not exactly alot of concern for agents who are working hard to sell their product and this happens much more often than not. You see the same disregard for agents when you see how many carriers offer online sales. They're obviously trying to cut out the agents and having to pay commissions.
Almost all agents can use independent examiners though. None of the Big 4 can offer coverage everywhere so the carriers have to give approval to other companies. All independent examiners are affiliated with the Big 4 or billing companies in order to be able to bill our work. We, obviously, want to be paid for the work we do. Many agents are kept in the dark about this process so the carriers can save money.
My advice:
Use whomever gives you the best service. Question the carrier about other options if they push a certain company on you. Bottom line; keep control of YOUR business, or push to get that aspect of control over it, and maintain what's in the best interests of your business.
I once saw a memo that was sent to one of my agents that listed all of the Big 4 companies as having home office approval but the carrier pushed their agents to use the one that charged them the least.
Not exactly alot of concern for agents who are working hard to sell their product and this happens much more often than not. You see the same disregard for agents when you see how many carriers offer online sales. They're obviously trying to cut out the agents and having to pay commissions.
Almost all agents can use independent examiners though. None of the Big 4 can offer coverage everywhere so the carriers have to give approval to other companies. All independent examiners are affiliated with the Big 4 or billing companies in order to be able to bill our work. We, obviously, want to be paid for the work we do. Many agents are kept in the dark about this process so the carriers can save money.
My advice:
Use whomever gives you the best service. Question the carrier about other options if they push a certain company on you. Bottom line; keep control of YOUR business, or push to get that aspect of control over it, and maintain what's in the best interests of your business.
- 149
We use Superior Mobile for our exams, they are solid as long as your account manager doesnt get promoted and you have to deal with a trainee
. We have also used independents(a couple times) if you can find a good one that can make a world of differenc with your clients. We have lost several cases due to examiner issues.
. We have also used independents(a couple times) if you can find a good one that can make a world of differenc with your clients. We have lost several cases due to examiner issues.I have worked for EMSI (they don't treat their examiners any better than the agents it sounds like....), and a couple other paramedical agencies. If you want to get a contract going wtih the clinic I work at I will do them there. I work at Fremont Memorials Health Link Center, right next to the hospital. I enjoy doing the paramedical exams, not everyone likes to do them where I work, but I don't mind them.
Hi everyone
I notice these threads are a few years old but wanted to reach out to all the agents who are currently accessing this portal for business. I am a direct examiner and own MedExam Direct in Charlotte NC.....if theres anyone who is in my area looking for a reliable go to girl for your parameds please contact me. All insurance carriers are welcome! Here is my direct contact information Melissa at
(803)389-7134 or melissa@medexamdirect.com
I notice these threads are a few years old but wanted to reach out to all the agents who are currently accessing this portal for business. I am a direct examiner and own MedExam Direct in Charlotte NC.....if theres anyone who is in my area looking for a reliable go to girl for your parameds please contact me. All insurance carriers are welcome! Here is my direct contact information Melissa at (803)389-7134 or melissa@medexamdirect.com
- 136
Hi everyone
(803)389-7134 or melissa@medexamdirect.com
Who do you bill through? Portamedic, EMSI, Apps, examone?
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