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If your going to go the career route Penn is a fine choice. The comp is very good, the benefits are great, and if you produce decent volume it gets even better. What I like about them over say Guardian, NMFN, and NYL is that your renewals vest after three years.
Why are you so eager to contract with ash? Sell as much Penn as you can. they are one of the only mutual's that have fantastic term rates.
Even with a career contract I was not required to register with FINRA which was also a huge plus.
They will probably try to push LEAP on you. Avoid that diffusion for several years and just go sell a bunch of policies.
I'm guessing you "were" an agent with them? How did you like it? Where were you an agent? Why did you leave? Did they have any of the expenses like the other captive companies?
I am still an agent with them. I'm in Florida and the they charge 50 bucks a month.
Do you know any info on required quotas or expectations? Do they require you to work out of the office all day every day?
From a product standpoint, I still like Penn. Name another carrier that has competitive products for WL, IUL, and GUL. Much less a mutual carrier.
I am still an agent with them. I'm in Florida and the they charge 50 bucks a month.
If want to keep your benefits your going to be required to produce around $25k of FYC. If you dont plan on doing that I would not go with a career contract.