Physicians mutual

[Ron Van D]

68
46016

 

[Ron Van D]

Also, my policy paid for $800 or so for preventive care that Medicare denied as routine care.

 

[Charles8453]

Anyone rep them? How is the underwriting? Can I go direct through them? Thanks

I have worked with them for about a year. To my knowledge they are the only company that does not have a maximum that they will pay. My first client was my daughter-our Granddaughter needed major dental work, they paid a large percentage 3 days after the enrollment

 

[Ron Van D]

It is a gimmick that has worked quite well for me. I did the three years at HiG level (which is not a true deductible, but a MOOP) and now have one of the lowest price plan G's in the state. Ace is $128 and I'm at $117.85.

My first year I had over $40,000 of medicare billed charges and paid less than $800 out of pocket for the entire year.

I wrote 100 apps with PMIC last year and 90% of my supplements were innovative G's.

Andrew.Saul@physiciansmutual.com is the best sales manager I've ever worked with.

It's time for an update.

My renewal rate for my innovative plan G will be $117.84 for the next year. That is $.01 per month DECREASE in my premium. My Innovative clients are enjoying this "gimmick".

 

[Winters Ins Agcy]

My personal opinion is they have historically used a "smoke and mirrors" approach to Med Supps. Very shady.

That's just my opinion, I could be wrong - Dennis Miller

 

[Ron Van D]

My results over 3 years has not shown anything but them doing what they said they would do.

 

[goillini52]

My personal opinion is they have historically used a "smoke and mirrors" approach to Med Supps. Very shady.

That's just my opinion, I could be wrong - Dennis Miller

Over the past 25 years I've been captive, semi captive and independent with PMIC. While I don't share Ron's opinion on their Innovative plans(I think it's a gimmick)...PMIC has a great reputation and most people have heard of them. They have high satisfaction with their customers.

I think their products are over priced and their commissions are low. That's the only negative thing I have to say about them

 

[Medicare bro]

It's time for an update.

My renewal rate for my innovative plan G will be $117.84 for the next year. That is $.01 per month DECREASE in my premium. My Innovative clients are enjoying this "gimmick".

In this current market that will not be sustainable. If every single Med Supp company is losing money then they are bleeding it.

 

[sman]

In this current market that will not be sustainable. If every single Med Supp company is losing money then they are bleeding it.

Who says every Med Supp company is losing money?

 

[LostDollar]

I have worked with them for about a year. To my knowledge they are the only company that does not have a maximum that they will pay. My first client was my daughter-our Granddaughter needed major dental work, they paid a large percentage 3 days after the enrollment

Re: "Large percentage"

What physician's mutual plan did she have and did she go to an in network dentist?