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I finally saw a MoO Plan N policy the other day and read through the coverage. Up until now, I have been advising that with a Plan N, after the patient pays the Part B deductible, he has to pay a $20 per visit copayment. However, the way that I understand the actual policy language, the patient would pay the lesser of the 20% copayment, or $20. Considering that many office visits subjected to the 20% copayment are less than $100, there will be many times that the patient will pay less than $20.