- 15,041
3 quotes, 3 different couples......Just looking at several and noted the fees.
It might matter to buyer as it is coming out of their account! granted not very much!
WRONG!
It matters more to you. The policyholder just cares what the premium is, who cares if it is COI or policy fee. What is the total premium? It matters to you because most companies don't pay commission on term policy fees. They will pay on permanent policy fees, but most won't on term fees.