Pre-existing conditions and individual health

[STIBROKER]

For individual health insurance in many states, if the pre-existing condition is specifically disclosed on the individual health application,

man things have changed since 2008................

 

[Yagents]

For individual health insurance in many states, if the pre-existing condition is specifically disclosed on the individual health application, and the carrier does not specifically rider or exclude the condition, then they will cover it without a waiting period.
Some carriers such as Aetna oftentimes will charge an extra premium if they accept you for coverage, but will not rider or exclude conditions.
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http://www.pre-existing-conditions-health.com
Denied Health Insurance| Declined Health Insurance| Guaranteed Issue Health Insurance| Pre-Existing Conditions Health Insurance

Incorrect. Aetna has a 1 yr waiting period for pre-ex, even if disclosed on the app. Only if you have continuous coverage for the past year is the pre-ex waived, and a CCC must be filed with them. I think Cigna is the same, and I know BCBSAZ has that stipulation now. You are correct when it comes to Goldenrule, Assurant & Humana.

 

[jaredjb]

Many individual plans put a 12 month pre-existing condition waiting period on plans, if you haven't had coverage for the last 12 months.That doesn't surprise me at all.


Jared B.

 

[marketing]

looking for the best plan for a female 17; health insurance. I'm not aware of a health issues, by the way I'm in Florida. Send responses to [email protected]

 

[Yagents]

looking for the best plan for a female 17; health insurance. I'm not aware of a health issues, by the way I'm in Florida. Send responses to [EMAIL="[email protected]"][email protected][/EMAIL]

Assurant 6 mo short term policy is the only one I know of that does under age 19 child only policies. you can use my link if you're not appointed with them ( Assurant Link ) Or, if she qualifies, she can get on the pcip.gov plan

 

[nextlife]

Hello, I have a question before I sign up for health insurance.

I have been having some minor inflammation in my knees from heavy bicycle training. Do I need to disclose that as a pre-exisiting condition - I have never been diagnosed or treated with any knee problems?

btw - I am 29 - and have no other health problems (that i know of)

 

[somarco]

I have been having some minor inflammation in my knees from heavy bicycle training. Do I need to disclose that as a pre-exisiting condition - I have never been diagnosed or treated with any knee problems?

Your agent should be able to answer that question, but in case you have a doofus for an agent, the answer is yes, you do need to disclose it.

 

[marketing]

Thanks Bill, I will be in touch

 

[YouGotMyMoney]

Your agent should be able to answer that question, but in case you have a doofus for an agent, the answer is yes, you do need to disclose it.

pls stop insulting me, I thought we was pals? lol

 

[somarco]

pls stop insulting me, I thought we was pals? lol

I have not received my "vig" in a couple of months.

When the payments resume, I will be your friend again.