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Our agency is noticing a rather sizable decline in the number of Attending Physician Statements and Physicals being ordered by our primary health insurance company (IHC/IAC) over the past 30 days. Underwriting approval has always been stellar, but it's now coming faster than ever...
QUESTION:
Is the cost of underwriting an applicant subject to the 15%/20% Administrative-Cost side of the MLR calculation for health insurers? I'm getting the impression from the way underwriting is being streamlined that they are, but I would like to know what my esteemed forum colleagues think.
Thanks in advance for any knowledge-based feedback. Success and happiness to each of you in 2011!
-Allen in Chicagoland
QUESTION:
Is the cost of underwriting an applicant subject to the 15%/20% Administrative-Cost side of the MLR calculation for health insurers? I'm getting the impression from the way underwriting is being streamlined that they are, but I would like to know what my esteemed forum colleagues think.
Thanks in advance for any knowledge-based feedback. Success and happiness to each of you in 2011!
-Allen in Chicagoland