Replace Bankers

Fexquotes is not very reliable when it comes to States.

KSKJ only markets in 12 States and DC

California,Colorado,Connecticut,DC,Illinois,Indiana,Kansas,Michigan,Minnesota,
Montana,Ohio,Pennsylvania,Wisconsin


What da hell is KSKJ, that a FE company? Do I need to consider them here in Cali?
 
It is a Slovenian Catholic Fraternal.

Great rates, they have Par WL and SIWL for FE. I run across them sometimes in MI. Those who have it will never give it up.

look em up at KSKJ.


WOW, their smoker rates are blowing everyone else out the water! NS rates pretty good too, so whats the good, bad & ugly wit them (with regards to contracting, apps submissions/turnaround time, customer serv, etc)? And what "benefits" do they offer as a fraternal?
 
WOW, their smoker rates are blowing everyone else out the water! NS rates pretty good too, so whats the good, bad & ugly wit them (with regards to contracting, apps submissions/turnaround time, customer serv, etc)? And what "benefits" do they offer as a fraternal?

They are very Lodge type fraternal, so they like to add active members.

I don't represent them so I can't tell you much on the GBU. They contract through MGA's like most religious fraternals. Not many of them as they are small. go on their website and call their marketing dept for info on MGA's in CA to call.
 
They are very Lodge type fraternal, so they like to add active members.

I don't represent them so I can't tell you much on the GBU. They contract through MGA's like most religious fraternals. Not many of them as they are small. go on their website and call their marketing dept for info on MGA's in CA to call.


Thx Twilight!

Anyone have any exp actually using them? Id like to speak with some agents with exp with them, before going any further.
 
I picked up another Slovakian Catholic Fraternal two years ago with excellent rates and benefits. Too tight of underwriting plus they only wanted Catholics of Slovakian decent. Tough to find.
 
I picked up another Slovakian Catholic Fraternal two years ago with excellent rates and benefits. Too tight of underwriting plus they only wanted Catholics of Slovakian decent. Tough to find.
KSKJ sasy their product is avaiable to any "Baptized Christian" or the spouse of a baptized Christian. .. It doesn't state if they consider only Catholic baptism as being recognized as acceptable.
 
KSKJ sasy their product is avaiable to any "Baptized Christian" or the spouse of a baptized Christian. .. It doesn't state if they consider only Catholic baptism as being recognized as acceptable.

That's much better than mine. Mine would sell anyone that signed a form claiming to be Catholic and Slovakian. But I don't want to have people sign stuff like that.
 
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