Replacements

[jdeasy]

Yes I know the probable answer but we've all heard there are no dumb questions so I won't take it personal if I get blasted. Does anyone know of any carrier that will waive the contestable period on a replacement?

Onl in states where that's the law. I've always been told that there are only 4 states with that type of law. I know 2 of them are Ky and Kansas.

The bottom of the barrel companies will not allow replacements in Ky because of that law. I don't know about Kansas. We just got a letter from 5 Star saying no replacements in Ky after Jan 1. They didn't mention Kansas so I guess Kansas is still OK with them?