Hi.
I receive my health insurance coverage via my partner's employer (we're in Ohio). We are both *completely* unhappy with the company (Aetna), but have been told that it is the "cheapest" option for our family of 3.
My question is this: My partner's paycheck is being taxed almost $50, every 2 weeks, because I refuse to submit a bloodwork panel. In particular, the tax is being labeled a cotinine tax, even though I am (and literally have ALWAYS been) a non-smoker. This is the first year that they have done this, and every time we call with questions, we are shuffled back and forth between Aetna and the employee benefits line. I read somewhere that a urine/hair/saliva test could be requested, but they have said that they will only accept a "full blood panel".
Has anyone here heard of this? And, more importantly, is there a health insurance plan where I can just PAY the company..and they leave me alone...and when I get sick, I can see a doctor? Meaning, is there a plan that doesn't require bloodwork/tests/extraneous appointments?
Also, if anyone should know of a knowledgeable insurance salesperson/broker in Ohio that would be willing to hear the whole, sorted story and help out, please msg me their contact info, we've had no luck in finding any help, but we would REALLY like to tell Aetna where to stick their required labwork.
I receive my health insurance coverage via my partner's employer (we're in Ohio). We are both *completely* unhappy with the company (Aetna), but have been told that it is the "cheapest" option for our family of 3.
My question is this: My partner's paycheck is being taxed almost $50, every 2 weeks, because I refuse to submit a bloodwork panel. In particular, the tax is being labeled a cotinine tax, even though I am (and literally have ALWAYS been) a non-smoker. This is the first year that they have done this, and every time we call with questions, we are shuffled back and forth between Aetna and the employee benefits line. I read somewhere that a urine/hair/saliva test could be requested, but they have said that they will only accept a "full blood panel".
Has anyone here heard of this? And, more importantly, is there a health insurance plan where I can just PAY the company..and they leave me alone...and when I get sick, I can see a doctor? Meaning, is there a plan that doesn't require bloodwork/tests/extraneous appointments?
Also, if anyone should know of a knowledgeable insurance salesperson/broker in Ohio that would be willing to hear the whole, sorted story and help out, please msg me their contact info, we've had no luck in finding any help, but we would REALLY like to tell Aetna where to stick their required labwork.