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While I don't deny there is a problem out there, the suggested 85% is both ludicrous and the is the chief fallacy of this article. There are people who retire on 50% and are quite happy.
So what do people ACTUALLY have to put into the system to realize the bold faced lies told by the financial industry?
.
You want my opinion. Everyone's lazy and trying to retire way too early.
People need to look at their parent's and grandparent's generations. Many of them got pensions, and they still saved. Now people won't contribute to their 401ks in meaningful manner, nor save outside of them.
Wells there's that, too.
But I want my 5,000 sqft colonial in the nice neighborhood with two brand new cars, a TV in every room, the latest iphone with an unlimited everything plan (I talk a lot) and the cable package with every channel known to man plus HD and DVR and whatever else ya got. Plus I want a boat, which I guess I'll have to pay to dock. Some 4-wheelers, and I've always had a thing for Porche's, and there's a sweet Boxer I found in the classifieds. And you know what...I've always wanted a house down on Cape Cod.