socalLHagent
New Member
- 1
Hi,
After months of lurking on the forum I decided to join.
I have been appointed with Colonial Life for a year and have been doing great. They are a great company and have not only taught me so much, but have shown me that insurance can be exciting and really helps a lot of people.
I have been researching and considering learning the ins and outs from a major medical broker I know so that I can eventually broker major medical. Major medical likely has a bleak future and doesn't seem to be paying well anymore from what I've read.
My question is: would it be a good idea to offer employers major medical (after I've been trained and studied) so that I can implement voluntary benefits? A common issue I run into is I'd say 60% of employers where I am located (San Diego) tell me they work with a broker that does everything.
Is it a good idea to become a benefits broker for small businesses if the money is in the supplemental? Clients needs are a higher priority for me than the money alone, but I feel I could open the doors to a lot more business this way.
PS, if I work with other existing brokers I lose a good portion of commission.
After months of lurking on the forum I decided to join.
I have been appointed with Colonial Life for a year and have been doing great. They are a great company and have not only taught me so much, but have shown me that insurance can be exciting and really helps a lot of people.
I have been researching and considering learning the ins and outs from a major medical broker I know so that I can eventually broker major medical. Major medical likely has a bleak future and doesn't seem to be paying well anymore from what I've read.
My question is: would it be a good idea to offer employers major medical (after I've been trained and studied) so that I can implement voluntary benefits? A common issue I run into is I'd say 60% of employers where I am located (San Diego) tell me they work with a broker that does everything.
Is it a good idea to become a benefits broker for small businesses if the money is in the supplemental? Clients needs are a higher priority for me than the money alone, but I feel I could open the doors to a lot more business this way.
PS, if I work with other existing brokers I lose a good portion of commission.