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Come on JD I know you are smarter than that. But for new agents I'll just say this. If you take into account the very low commission they pay as opposed to other companies then you are really paying for it.
With that line of logic only the highest paid company could offer any type of 'free' production reward, without consideration of placement or appeal other than commission level. And where is the line drawn, what if a completely different line of product offers more per sale, is the same logic applied, that the agent is paying for the event in terms of reduced commsion? -kr