Short Term Major Med. in FL with Liberal Underwriting?

[yogooglethis]

My market is Medicare but thought I would get appointed with UnitedOne just to write ST major medical to help my clients through transition time to Medicare.It's been over 5 years since I have written a ST policy and I don't remember there being so many underwriting questions.

Anyway what carrier will take a NS Female dob 12/19/48 who is in good health but does have HPB controlled with meds.Coverage is needed for 2 months 10/1-11/31/13.Zip code 32091.

 

[Yagents]

Humana...........but must pay in full

 

[Chazm]

My market is Medicare but thought I would get appointed with UnitedOne just to write ST major medical to help my clients through transition time to Medicare.It's been over 5 years since I have written a ST policy and I don't remember there being so many underwriting questions.

Anyway what carrier will take a NS Female dob 12/19/48 who is in good health but does have HPB controlled with meds.Coverage is needed for 2 months 10/1-11/31/13.Zip code 32091.

UHC should approve it

 

[Yagents]

No, uhc has hbp question on stm app

 

[Chazm]

No, uhc has hbp question on stm app

And they said its a decline?

 

[Yagents]

And they said its a decline?

HBP is an auto decline on GR STM.

 

[yogooglethis]

Humana...........but must pay in full

How far out in advance can you write it? They want it for 10/1

 

[Yagents]

How far out in advance can you write it? They want it for 10/1

45 days in advance................
Links for more info are on my page here:
Replace COBRA Health Insurance | Supplemental Health Plans

 

[MyFIT]

My market is Medicare but thought I would get appointed with UnitedOne just to write ST major medical to help my clients through transition time to Medicare.It's been over 5 years since I have written a ST policy and I don't remember there being so many underwriting questions.

Anyway what carrier will take a NS Female dob 12/19/48 who is in good health but does have HPB controlled with meds.Coverage is needed for 2 months 10/1-11/31/13.Zip code 32091.

Assurant health would take her no problem as long as high blood pressure is not linked to heart complications.

Email me and I can contract you if your looking to do lite business(less than 500k) I am an mga and wont hold you to production requirements. If you want to direct I can give you our rsds contact info for fl. (They would set u up as a ga with production requirements to fill) I personally live in fl. And have agents all over U.S.

[email protected]

 

[Chazm]

HBP is an auto decline on GR STM.

Hmm. Shows what I know in indi health