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I am 44 I want to get married but haven't met the right person yet.
My term life lasts till I am90 something.
I was thinking about canceling the whole life and just keeping the term life to save me money every month.
It will last to "90 something" if you have the money to pay for it.. The premium will go up at the end of the initial term premium and then get to the point you may have a hard time paying for it.. I had a 15 year term that I bought years ago .. Premium was around $25,00 per month,,, Now it is over $200.00 per month and goes up every years and this is for a $50K plan..My term life lasts till I am90 something. I was thinking about canceling the whole life and just keeping the term life to save me money every month.
My term life lasts till I am90 something. I was thinking about canceling the whole life and just keeping the term life to save me money every month.
So I should just keep every thing the way it is ?
It is not possible to answer that without knowing exactly what you have.. You need a good independent life agent you can trust to advise you.. Since you are in Calif., Lee Martinez, wino blues on the forum, would be a good choice.. David Kinder -DHK - would be also.. Give one of them a call.So I should just keep every thing the way it is ?