- 145
100% level benefit...............
Standard Vs. Graded Vs. ROP/Modified Vs. GI
- Thread starter donamese
- Start date
- 11,280
What percent do you think you right fully underwritten?
- 19,995
Maybe 10%? Not a lot of fully underwritten. Unless you count Settlers? They are about the same a fully underwriten.
- 19,995
Fully underwritten FE? Wow, I'm really green in this business! I didn't even know there was such a thing! What would I do without this forum! Isn't that just a regular whole life policy?
Yeah, what's your point?
I thought the question was how much fully underwritten vs SIWL. You do know there is no such thing as an FE policy?
It's all whole life. FE is just a marketing term.
Now, SIWL means many different things to the companies. Layfayette Life is supposedly SIWL on their FE product but it's anything but simple. Same for Settlers. They will order mulitple phone interviews and even an APS or two.
Sorry, I'm just familiar with Simplified Issue. Cut me some slack... all I've ever sold is Foresters. LOL!
- 19,995
- 510
For me it would be about 70% to 75% standard. And 30% to 25% modified.
If you looked at my group as a whole last year, we did 1.3 mil in ap and a little over 300k was modified.
If you looked at my group as a whole last year, we did 1.3 mil in ap and a little over 300k was modified.
- 510
30% modified on LH?? Oh my your doing your client right, because its the right thing to do
Yep.
I feel obligated to keep the field stocked with inventory. After all, how would you make a living if you didn't have all these LH policies to replace? Independent agents should love me!
Similar threads
