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networks are very detailed. For example, a radiology department may be in network, but the radiologist may not be in network...
Lot of agent bashing on MAPD. One side says agents are not honestly selling MAPD, but lot of agents not honestly selling Medicare Supplements. I sell both. I have heard too many Med Supp agents telling people they will have $6K deductible which we all know is BS, but a lot of scare tactics. While at a conference this week I heard that repeated by high level Insurance Carrier executives on stage.
One of the MAPD carriers I spoke to this week said that the average MAPD client on their $0 premium plan pays $2,300 in copays which include prescription copays.
Med Supp plan enrollment is trending down, MAPD is trending up for many years. MOO got into the MAPD market for a reason.
This is very interesting. Which carrier?That same Carrier Executive also said their average Medicare Supplement client makes less than $30k per year.