My advise....DO NOT work for a TICA. I did for about three months. Worst work experience I ever had. The agent expected the staff to do EVERYTHING (sales/service/CLEAN THE OFFICE). We always had to be on time and all the standards that are expected in business practice while she comes in late everyday, leaves early at least once a week, disappears for hours at a time a few times a month without telling anyone where she is going or when she will be back. Agent did not keep up with bank deposits and refused to have petty cash on hand to make change for customers. I could go on for hours.Its just like anywhere else. There are good SF agents and bad SF agents. Keep in mind that home office puts requirements on types of plans sold, so that really pushes the agents to sell life, DI or whatever.
I think if you are trying to break into the biz, this is a great way to start. You can see what works,doesn't work and most importantly, whether or not you are suited to the business.
My best piece of advice to people who are looking at becoming a "team member" and actually sell, is look for agents who have been around more than 3 (preferably 5) years. Then you are learning from a successful agent. Not just another person thrown against the wall, in the hope that they would stick.
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You can get expect a more stable environment. If the agent has been around for 20+ years then you won't be forced to constantly meet sales goals. P&C goals aren't bad but the life, disability and bank products suck. I didn't like having to push credit cards and vehicle loans. Newer agents are required to sell much more.Working for an established older contract agent, what could one expect working as a tram member?
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Were you there hiding in the corner? How did you know? LOLDoing all the work (for peanuts) while the agent hides in the back...