Texas TRS questions

[vic120]

Does any have good info on Texas TRS, Getting few TRS leads lately.

1st I need to know when they can make a change have one right now that wants to enroll but can't get an answer from TRS when they can disenroll

Also is it always a humana plan over $100 or is it where they have other options too,

Any other info is appreciated as well, Got a few TRS leads lately seems like I will get more as well, However, most, That have TRS, I have spoken to don't understand much about it

 

[WCMason]

Does any have good info on Texas TRS, Getting few TRS leads lately.

1st I need to know when they can make a change have one right now that wants to enroll but can't get an answer from TRS when they can disenroll

Also is it always a humana plan over $100 or is it where they have other options too,

Any other info is appreciated as well, Got a few TRS leads lately seems like I will get more as well, However, most, That have TRS, I have spoken to don't understand much about it

TRS retirees and their spouses get a Humana MAPD at $129 or $135 per month (it changed but not sure which is current) for the retiree, almost $400 monthly for the spouse. The plan has a $500 deductible, $3,500 OOP, and same benefits in and out of network.

They can leave anytime. The retiree must complete a signed and notarized form 700-B, which is their opt out form, where they acknowledge they can never get the TRS plan back. If only the spouse is leaving (and they should with their MAPD premium at close to $400) they don't need the notarized 700-B, but a letter from the retiree requesting to drop the spouse.

Most of these people already have Part B more than six months, so they are GI cases for Medigap unless you can get them underwritten for a non-GI plan. And they get an SEP for a different MAPD plan, but most who leave do so to get out of an MA plan.

Any application for an MA or PDP will get rejected if they have not first cancelled the TRS plan and got confirmation that they will be terminated. It's not like individual plans where the new one kicks out the old. This takes awhile, so allow a few weeks between the date they decide to leave and the date any new plan you enroll them in is going to start.

 

[vic120]

TRS retirees and their spouses get a Humana MAPD at $129 or $135 per month (it changed but not sure which is current) for the retiree, almost $400 monthly for the spouse. The plan has a $500 deductible, $3,500 OOP, and same benefits in and out of network.

They can leave anytime. The retiree must complete a signed and notarized form 700-B, which is their opt out form, where they acknowledge they can never get the TRS plan back. If only the spouse is leaving (and they should with their MAPD premium at close to $400) they don't need the notarized 700-B, but a letter from the retiree requesting to drop the spouse.

Most of these people already have Part B more than six months, so they are GI cases for Medigap unless you can get them underwritten for a non-GI plan. And they get an SEP for a different MAPD plan, but most who leave do so to get out of an MA plan.

Any application for an MA or PDP will get rejected if they have not first cancelled the TRS plan and got confirmation that they will be terminated. It's not like individual plans where the new one kicks out the old. This takes awhile, so allow a few weeks between the date they decide to leave and the date any new plan you enroll them in is going to start.

This is great info thank you

Upon reading this I tried to pull up 700 B but I don't see it on site form list
Texas Teacher Retirement System

Is this something only they can get directly?

 

[Northeast Agent]

Most of these people already have Part B more than six months, so they are GI cases for Medigap unless you can get them underwritten for a non-GI plan.

Did I read it here or somewhere else before that an agent somehere made out like a bandit putting the TRS folks on BCBS of TX? It was a couple of years ago when the *hit hit the fan with this.

They do (or did) pay half or full comp on GI cases.

 

[WCMason]

This is great info thank you

Upon reading this I tried to pull up 700 B but I don't see it on site form list
Texas Teacher Retirement System

Is this something only they can get directly?

Everyone I've assisted has called them to get the form mailed to them.

 

[Northeast Agent]

Under fire, TRS backs off Indeed Tower lease plan

After weeks of criticism from retired teachers and state lawmakers, managers of the public pension fund for Texas teachers have scrapped plans to pay $326,000 a month in starting rent — or $3.9 million annually — to move one of its divisions into an upscale office high-rise under construction in downtown Austin.

"Luxury is just not in the vocabulary in a public school person's life," Earlene Hopkins, president of Katy Area Retired Educators, told board members of the Teacher Retirement System of Texas prior to their decision Thursday to reverse course.

"We've worked in portables; we've worked splitting up the cafeteria and having four teachers share it; we were in closet-like spaces," Hopkins said. "No amount of explaining is going to take away the hurt and also the betrayal that a lot of (retired teachers and school employees) feel because of this lease."

 

[wehotex]

TRS-

Does any have good info on Texas TRS, Getting few TRS leads lately.

1st I need to know when they can make a change have one right now that wants to enroll but can't get an answer from TRS when they can disenroll

Also is it always a humana plan over $100 or is it where they have other options too,

Any other info is appreciated as well, Got a few TRS leads lately seems like I will get more as well, However, most, That have TRS, I have spoken to don't understand much about it

TRS-CARE. 888-237-6762
About 2 AEPs ago, they really screwed agents and members over by enrolling their members into the Humana TRS MAPD WITHOUT the member's consent. "Regular" Humana Gold Members didn't know what was going on!! As another poster said, just re-enrolling the client on a regular Humana Gold MAPD would not do the trick. The mb had to physically call TRS Care yo obtain the form and return it, often with hour long hold times!!
I looked over a family friend's policy to see if there was anything special about it- all I could find was at-home care.