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I don't much sell NLPG, most of my usual companies I use, have the weaker SGUL. Yet this is the so called salvation of the Insurance Industry, yet I've been saying that we heard this before, have we not? The UL, while today a staple of the industry, it seems to cause one headache after the other. So here is an interesting article, Katt was the first on the scene that I recall sounding the warning bells. It appears his case brings out several flaw designs of the NLPG.
Good read none the less:
The Potential Problems with Lo-Lapse Premium Guarantees
Good read none the less:
The Potential Problems with Lo-Lapse Premium Guarantees
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