I met with Washington National today. The Cancer product with return of premium is interesting. I'm advised a business can pay for a policy with pre-tax dollars and the benefit is taken as post-tax. That appears to be a very strong selling point to small businesses (so I'm intrigued). It appears the premium return happens on year 25, which according to the manager makes the product stick.
They have other products (although they said group is sold in-house, which was a bummer as I focus on commercial).
The commission was "ok" (management is where's it's at), but I would like to know what products effectively compete with it, how hard it is to receive a benefit and anything else that may be useful in deciding if I want to enlist.
Thanks
They have other products (although they said group is sold in-house, which was a bummer as I focus on commercial).
The commission was "ok" (management is where's it's at), but I would like to know what products effectively compete with it, how hard it is to receive a benefit and anything else that may be useful in deciding if I want to enlist.
Thanks