Hi All,
New here. I sell primarily whole life insurance. I am simply trying to understand the mechanics of IUL's as I have clients that ask me about them, and may potentially want to add this to my product offering. I understand on a rudimentary level how they work, but that's about it.
As IUL's can be a pretty hot topic of discussion, I'm having trouble finding info that's objective. What I'm coming to understand is that like any other insurance product, proper design is the primary factor in determining whether they are or are not a good product for the client.
If this info is already here somewhere, apologies, I couldn't find it. I'm just looking for the best source of info for a deeper dive into this. Any resources that those with a good understanding of IUL's can point me towards would be greatly appreciated.
No interest in starting a discussion about whether IUL's are or are not a good product.
TIA!
New here. I sell primarily whole life insurance. I am simply trying to understand the mechanics of IUL's as I have clients that ask me about them, and may potentially want to add this to my product offering. I understand on a rudimentary level how they work, but that's about it.
As IUL's can be a pretty hot topic of discussion, I'm having trouble finding info that's objective. What I'm coming to understand is that like any other insurance product, proper design is the primary factor in determining whether they are or are not a good product for the client.
If this info is already here somewhere, apologies, I couldn't find it. I'm just looking for the best source of info for a deeper dive into this. Any resources that those with a good understanding of IUL's can point me towards would be greatly appreciated.
No interest in starting a discussion about whether IUL's are or are not a good product.
TIA!