Underwriting Question

[VIC]

How do most carriers respond to alzheimer's? Is this something that they generally will not write or are there different degrees where they will consider some?

 

[Longtimeagent]

That would be an instant decline, unless you have a guaranteed issued product. There are some in FE, like Americo and some on Med Supps like AARP is until June 1st, and United of Omaha N plan in most states after June 1st. Alzheimers is not something like diabetes or high blood pressure that is rated to the severity of it. It is all or not. It is a disease that severely impacts your daily life forever and does not get better as there is no cure.

Good luck

 

[arnguy]

VIC has been anxiously awaiting the reply for over three years!!!!

 

[Longtimeagent]

I was replying to gavros77, VIC is probably long gone in this business or this forum...

 

[Norwayguy]

What is it this week the resurrection of posts from 2006 week?

 

[arnguy]

I think they tend to forget about it! Ha, ha, ha.

 

[xrac]

Maybe Vic was the one with Alzheimers. We haven't heard from him since 2006.