If you are losing business to USH, the solution is not sell similar indemnity plans.
Educate your clients on why you recommend, and why you only sell major medical, ACA, or straight STM at the bottom of the barrel.
When I also get calls, it seems my clients call me before buying the to good to be true story, or calling me to cancel aca or stm with me, allowing me to save the policy.
My clients are educated on the differences between full price aca, aptc aca, stm, and limited bene, and helps avoid the problem calls.
Hell, I get 5 calls a day trying to sell me health insurance. Bet your clients get the same. Shoo them away.
Educate your clients on why you recommend, and why you only sell major medical, ACA, or straight STM at the bottom of the barrel.
When I also get calls, it seems my clients call me before buying the to good to be true story, or calling me to cancel aca or stm with me, allowing me to save the policy.
My clients are educated on the differences between full price aca, aptc aca, stm, and limited bene, and helps avoid the problem calls.
Hell, I get 5 calls a day trying to sell me health insurance. Bet your clients get the same. Shoo them away.