What Carriers Doesn't Require E&O Insurance?

My fmo pays for my e&o!!

As JD points out you're probably paying for it - and then some. Check your commission AND renewal rates vs what's available from other FMO groups.

Of greater concern would be what that FMO sponsored e & o covers. Is it covering you, is it covering the FMO, is it covering you when you use a company that is not in the FMO portfolio.

Be wise and know what you're getting and what it's costing you.
 

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