Whole Life For Children-best Product?

[LGilmore]

"maximum is 2x face amount "

There's the control. It is actually similar to every one I've come across. 2x face up to 100k 125k

 

[DHK]

Uhhh... I don't sell Mass anymore, and I wasn't the one asking the original question.

If I'm wrong... it's still up to the AGENT of each policy to verify any information. I'm not the home office.

Still, here's a thread just for you:
Top Gun Producers • Login

 

[VolAgent]

Uhhh... I don't sell Mass anymore, and I wasn't the one asking the original question.

If I'm wrong... it's still up to the AGENT of each policy to verify any information. I'm not the home office.

Still, here's a thread just for you:
Top Gun Producers • Login

My mistake, I thought you might still be selling Mass by the way you wrote it. And of course the agent needs to verify before selling.

 

[jonesmoney]

Okay guys... Thanks for the replys I'll check into contracts for all these companies-see what my commissions will be, who has the lowest rates, etc.... thx!

 

[BNTRS]

I'm personally a fan of Guardian and Ohio National for the following reasons.

Guardian's max GIO is per exercise date is 250k and isn't capped like Mass (but you do need to purchase the full $250k originally to have the GIO at that amount).

ONL allows a bump from Standard to Select once the insured becomes eligible. GIO's are a tad small, but if you are only selling say a $50k policy in the first place it's worth a look.