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James...even Ohio's "awful" plan was still better than a whole life policy..in my case anyway.
Utah, Nebraska, Michigan and Iowa are a few to look at. Maybe NY as well.
Yet we are not talking about you or me, we are talking about the average person listening to advise that simply doesn't pan out. As my above example, it simply is not a good plan. Maybe WL is the greatest plan but, qualified 529's are horrendous as most qualified plans are.