- 9,744
A client of mine applied for HumanaOne at 11:07AM.
Issued, as applied for, at 11:19AM.
Now that's the way to run an airline.
Issued, as applied for, at 11:19AM.
Now that's the way to run an airline.
Wow, Talk About Fast Service
- Thread starter moonlightandmargaritas
- Start date
- 3,863
Yes if it is clean Humana is not playing around these days... I am not a big fan of their insulting renewal commissions, but their new product line is well designed.
- 238
What has been your experience when you submit to Humana and the client has Pre Xs?
- 748
A client of mine applied for HumanaOne at 11:07AM.
Issued, as applied for, at 11:19AM.
Now that's the way to run an airline.
I have copied and sent a copy of this post to BCBS Tx.
I don't suppose it will improve their underwriting, but one can only hope.
- 3,863
BCBS of TX has improved 100% their underwriting of e-apps is pretty quick now - about 5-7 business days, ?naire adds time chasing client down.. I know they are not perfect but BCBS TX gets the 2007 "most improved" award in my book.
Humana pre ex varies on plan applied for - pick up a new u/w guidebook depends on product family.
Humana pre ex varies on plan applied for - pick up a new u/w guidebook depends on product family.
- Thread starter
- #8
- 9,744
I agree. Here's my experience:
Had a late 50's gal with meds for osteoporosis. Thought it would be an exclusion (have gotten that from several carriers), but it wasn't.
Coincidentally, her husband had applied with them through their call-center. Surprise, surprise they didn't tell him about the rate-up for hypertension, even though he was upfront with them about it, the meds, readings, etc.
He was so pissed off about it, he decided to re-do the app through me.
- Thread starter
- #9
- 9,744
Funny story.
About a year ago around the holidays, I was with a date wasting a warm, sunny afternoon at a tiki bar on the beach in St Pete...
A guy struck up a conversation with me, turns out he was some clueless-MBA that was a VP for Mutual Service Corp. (?) that own BCBS of (I believe) TX, OK, NM & IL.
Long story short, we're talking about "electronic capabilities" and how they cut down the underwriting time.
He told me, "we're moving cautiously...we've only had a website for a year."
I about fell out the boat.
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