Wrote U.H.L. policy on dad for 10k . He also wanted 10k on his son and daughter . Dad approved for Express Issue Premier . His 10 year old son approved with their Provider Product, but 14 y/o daughter was declined with Provider. Has Rheumatoid Arthritis (that's it) and takes a prescribed Iron tablet. Any suggestions? *Didn't know if U.H.L. would allow her as a rider on dads policy. Thanks
$10,000 coverage on 14 y/o with Rheumatoid Arthritis
- Thread starter sknyrd77
- Start date
- 26,928
How old is dad?
- 4,160
Settlers silver ?
- 6,134
Mutual of Omaha Children's policy would be $5.50 per month for $10k.
- 20,002
I would write the whole family elsewhere.
- 4,160
They're pretty strict on pre-existing conditions aren't they?
- 6,134
I can't see how arthritis would matter. As far as being strict, they don't even have the insured's SSN to check anything, so they can't be strict. It doesn't mention arthritis on the 2 health questions that they ask. I would double check the agent guide and write it up unless it says not to.
- 26,928
At the probable age of the dad I would refer them to an insurance agent.
- Thread starter
- #9
I have UHL and never use them. What was the motivation for using them on this case?
