CICA - can you do a paper app or eapp with no recording?

I don't think any were replacements. But these folks were all smokers with COPD, a few on insulin, some way obese, card payers, and CICA is pretty competitive for those. I'll never write seven CICA apps in a week in Phoenix. But my record in Indiana is 21 apps in a week, so a few more CICAs there than here is normal.
21 apps in a week with old resold dm leads door knocking ?
 
My understanding is OK to get the client on the recorded line, have them state their name, that they understand the plan and don't wish to be recorded. I've done this with several very busy doctor/clients. The requirement for a recorded call falls on the agent, not the beneficiary. This way you're covered if you get audited or the client later complains.


So you have them recorded saying they do not want to be recorded

is it not illegal to record someone without their permission?
 
Why does CICA need multiple signatures on the e app? You have to continuously hand the tablet to the applicant and ask them to sign before you can go to the next page.

Better than half the people I write struggle. They either have the shakes,can't spell or write very good,or tough the screen and mess up their signature.

Other companies use docusign which is very simple or there's maybe 1 or two signatures on the app.

Yesterday I was doing one and the page at the end where it says payment authorization just froze up and I couldn't complete the app and I had really strong internet.

Their website is a another long story,big mess.

Talk about finding a way to prevent business.

Ended up doing an Am Am took about 12 minutes cost the guy $3 more.
 
When I'm doing a CICA app on my iPad, I often have to turn the pad 90 deg to unjam the app. It's almost like erasing an Etch A Sketch. That company is run by business prevention consultants.
 

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