scatteredRubbish
New Member
- 9
I posted on here a year or so ago about a policy I was sold straight out of college with little knowledge of life insurance (I am 24 year old Software Engineer in good health.). After a some research and this forums's advice/help I decided to hold onto the policy, which I'm glad I did. However, when the policy was sold to me I had no idea what I was getting into or even why I should have or want PLI - the adviser selling it to me worked for a family member and I somewhat blindly trusted him. The policy was not designed/built with cash value as a priority, which to me now, is a priority. I've been working with an adviser that can sell Mass Mutual policies, and the illustrations for their 20 pay seem way more on par with what I'm looking for out of PLI. I'm two years into my NML WL 65 policy and have about ~1.6k CV in it. Does it make sense to 1035 the CV in my NML policy to a 20 pay at MM?
I can post more information about my situation on request (policy information, my budget/income, or illustrations for the 20 pay, etc).
Thanks!
I can post more information about my situation on request (policy information, my budget/income, or illustrations for the 20 pay, etc).
Thanks!
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