Harry Nguyen
New Member
- 5
Hey guys, I have Penn Mutual and I put in about $4.8/y and it's been 4 years. I know I won't breakeven until maybe 7/8 years because of the fees and stuff but wanted to know after 7+ years, the whole IRS with the MEC thing, I heard that I no longer have to pay into the policy anymore. So my base is $150, my overfund is $250. Should I reduce the overfund pay? Or should I start a new policy? Thanks.