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I believe they're not eligible for ACA if they have group available.When someone has employer cov available do they have to take it, or can they buy ACA if its cheaper?
I know many many full time lower income people that have access for coverage at places like fast food restaurants but buy aca as it’s zero premium . Have you heard stories of the govt pulling the subsidy back on these lower income people that had access for employer coverage ? Actually I’ve never heard of the govt finding peoples employer coverage .No aptc if have group accessible. Unless they qualify under unaffordable "family glitch" law. Google it
Cowboy Trump has to look at the deficit. It’s exploding . The explosion started with him and continues with Biden . Anyone who knows anything about economics knows recessions are a necessary evil to clean the system . We haven’t had a real recession since 2008 . Covid was a few months and they stopped it with unlimited free money . That started with Trump and continued with Biden . Unless we have a deep recession inflation will continue. The fallacy with aca is it doesn’t look at assets . You have 100’s of thousands of multi millionaires in assets getting huge subsidies.Your wrote aca enrollment more time consuming than a med sup but a mapd is more time consuming than a aca.ACA enrollment is more time consuming sometimes, but service is a lesser amount. ACA will change dramatically if enhanced tax credits are not extended past 12/31/2025. All depends on Trump, since Biden will lose. And with Biden basically eliminating STM's, the above 400% FPL prospects will dwindle. Hope Trump reverses that stupid rule.
When someone has employer cov available do they have to take it, or can they buy ACA if its cheaper?