ACL - Atlantic Coast Life

[somarco]

Yet another new Medigap carrier arrives on the scene.

Check out these highlights:

• Instant Issue™ Application Approval
• True Point-of-Sale™ Underwriting
• Live Review™ Underwriter Access
• Telephone Signature Capabilities
• Responsive eApplication

Ask about the APP BONUS program!

• $160 per eApp Underwritten Bonus
• $40 per eApp Open Enrollment Bonus

What's the skinny on these folks?

 

[yankee466]

Yet another new Medigap carrier arrives on the scene. Dunno, but I’ve sold their annuities. The have the highest % on fixed annuities at this time. Easy to work with so far. Surprised they are branching out in to the health world.

Just what we needed....another med sup carrier!!!

Check out these highlights:

• Instant Issue™ Application Approval
• True Point-of-Sale™ Underwriting
• Live Review™ Underwriter Access
• Telephone Signature Capabilities
• Responsive eApplication

Ask about the APP BONUS program!

• $160 per eApp Underwritten Bonus
• $40 per eApp Open Enrollment Bonus

What's the skinny on these folks?

 

[Northeast Agent]

A friend works for UHC and she said they're being told Med Supp sales are down.

I said it's because there's a new player in town every few weeks.

 

[Newby]

Yet another new Medigap carrier arrives on the scene.

Check out these highlights:

• Instant Issue™ Application Approval
• True Point-of-Sale™ Underwriting
• Live Review™ Underwriter Access
• Telephone Signature Capabilities
• Responsive eApplication

Ask about the APP BONUS program!

• $160 per eApp Underwritten Bonus
• $40 per eApp Open Enrollment Bonus

What's the skinny on these folks?

They are a decent carrier in the PreNeed Funeral Insurance category. I’d be surprised if they are actually administering their own Med Sup. Most likely a branded product of Amerilife or that other group that brought us Admiral, Gerber, RNA, AFLAC, etc. there is a definite pattern with those guys.

 

[goillini52]

Yet another new Medigap carrier arrives on the scene.

Check out these highlights:

• Instant Issue™ Application Approval
• True Point-of-Sale™ Underwriting
• Live Review™ Underwriter Access
• Telephone Signature Capabilities
• Responsive eApplication

Ask about the APP BONUS program!

• $160 per eApp Underwritten Bonus
• $40 per eApp Open Enrollment Bonus

What's the skinny on these folks?

They're a sister company to Sentinel Security(They're administering it. Same app and UW, only with ACL name on it.). If you've got Sentinel, it's a one page contract application to pick them up. I haven't used them yet. They're competitive, especially with a 12% spousal discount. To get a POS decision, you have to do the e-app.

They've also got annuities.

 

[Todd King]

They are a decent carrier in the PreNeed Funeral Insurance category. I’d be surprised if they are actually administering their own Med Sup. Most likely a branded product of Amerilife or that other group that brought us Admiral, Gerber, RNA, AFLAC, etc. there is a definite pattern with those guys.

Sister Company of Sentinel Security. Pretty good so far.

 

[Northeast Agent]

Atlantic Coast Life Now Supports Plan F

As of March 15, 2021, AR, AZ, FL, TX, UT, WV, WY will now have Plan F to purchase with more states following.

Atlantic Coast Life Insurance Company is excited to announce the launch of Plan F in Arkansas, Arizona, Florida, Texas, Utah, West Virginia, and Wyoming. These are the first set of states to have Plan F under Atlantic Coast Life Insurance Company Medicare Supplement product.

Login to the Agent Portal on March 15, 2021 to find all updated materials for your state.

 

[vic120]

I have them but never used them

they are not the least expensive but not very high either

Do they have any underwriting nitch to give them an edge?

 

[yorkriver1]

I have them but never used them

they are not the least expensive but not very high either

Do they have any underwriting nitch to give them an edge?

That would be the main attraction for me. I wouldn't just go for the bonus. It is great, but not if the longer term isn't good for the client.

 

[somarco]

Seems like a ghost carrier to me.

Pass . . .