For some reason I did not realize how liberal EL&C (albeit high) standard rate was. The answer to any or all 4 of these questions can be yes and they still qualify for immediate coverage at the standard rate. For example, I wrote a lady that had had an amputation due to diabetes within the prior 6 months.. Put it with Settlers on the Bronze plan. I could have gotten her an immediate benefit with Equitable for about $6.00 less per month.
1. In the past 2 years, have you ever been diagnosed, been told you have, treated or prescribed medication by a member of the medical profession for Parkinson's disease, cirrhosis of the liver, chronic hepatitis or any other liver disease or disorder?
2. In the past 3 years, have you been diagnosed, been told you have, treated or prescribed medication by a member of the medical profession for complications of diabetes including amputation, eye or kidney problems, insulin shock or diabetic coma?
3. In the past 2 years, have you been diagnosed, been told you have, treated or prescribed medication by a member of the medical profession for heart bypass, angioplasty (balloon procedure), stent placement, heart valve disorder, heart attack, angina (chest pain) or coronary artery disease?
4. In the past 2 years, have you been diagnosed, been told you have, treated or prescribed medication by a member of the medical profession for emphysema, chronic bronchitis that is not seasonal or any other chronic respiratory condition or lung problem, excluding allergies or asthma?
1. In the past 2 years, have you ever been diagnosed, been told you have, treated or prescribed medication by a member of the medical profession for Parkinson's disease, cirrhosis of the liver, chronic hepatitis or any other liver disease or disorder?
2. In the past 3 years, have you been diagnosed, been told you have, treated or prescribed medication by a member of the medical profession for complications of diabetes including amputation, eye or kidney problems, insulin shock or diabetic coma?
3. In the past 2 years, have you been diagnosed, been told you have, treated or prescribed medication by a member of the medical profession for heart bypass, angioplasty (balloon procedure), stent placement, heart valve disorder, heart attack, angina (chest pain) or coronary artery disease?
4. In the past 2 years, have you been diagnosed, been told you have, treated or prescribed medication by a member of the medical profession for emphysema, chronic bronchitis that is not seasonal or any other chronic respiratory condition or lung problem, excluding allergies or asthma?
