As I See It: Understanding Medicare Advantage

[T Sparks]

Your telling bullshit lies . Distorting the truth . I write mapd in every county within 70 miles of Atlanta . 99.5% of drs take either Humana , United , Aetna or wellcare . Matter of fact I can hardly recall 1 time all peoples drs not being in either United or Humana’s network . Humana has a $2900 moop for 2023 with $0 copays at all drs in or out of network .I’m replacing tons of of med sups with it . You’ve never sold a mapd and you have zero authority to talk about it . This applies to the smallest county’s in Ga . Matter of fact drs in small county’s must take mapd to survive . There’s so much mapd penetration due to low income people

I also do a fair amount in N. Georgia. myself...

Most choose MAPD and are very pleased with the plans.

 

[Todd King]

I am going to go out on a limb and say that if they live beyond age 75 they will pay $300mo. or more for MedSupp. and PDP

I ran some quotes before I said that. Unless they are stuck in a Med Supp plan that has increased dramatically....no.

 

[gregj]

so, 5 pages in, as I see it....

...there are a bunch of different ways to see it

 

[LostDollar]

so, 5 pages in, as I see it....

...there are a bunch of different ways to see it

That's what I saw 6 years ago when I first became a forums member. Nothing has changed.

 

[somarco]

I take apps in EVERY county in Georgia and 99.5% take Medigap. Many of them have talked with friends and don't want anything to do with MAPD.

No bullshit . . .

It is relatively easy to find PCP's who participate in MAPD, at least in the metro area . . . not as much in more rural areas.

Specialists are another matter regardless what part of the state. Folks tell me with some frequency they have difficulty getting into see a specialist when they have MAPD, and they will be put on a waiting list. A couple of ladies a few months ago in Macon mentioned they could not get into see an orthopod for at least 6 months.

Perhaps they were lying . . .

Doesn't happen with OM.

Again, no bullshit.

 

[Midlevel]

 

[straightnochaser]

I take apps in EVERY county in Georgia and 99.5% take Medigap. Many of them have talked with friends and don't want anything to do with MAPD.

No bullshit . . .

It is relatively easy to find PCP's who participate in MAPD, at least in the metro area . . . not as much in more rural areas.

Specialists are another matter regardless what part of the state. Folks tell me with some frequency they have difficulty getting into see a specialist when they have MAPD, and they will be put on a waiting list. A couple of ladies a few months ago in Macon mentioned they could not get into see an orthopod for at least 6 months.

Perhaps they were lying . . .

Doesn't happen with OM.

Again, no bullshit.

I am not surprised 99.5% of YOUR clients take Supps the way you talk about MAPD's in here.

 

[LostDollar]

Matter of fact drs in small county’s must take mapd to survive .

If we have shortages of healthcare providers in the nation, and there are programs that reimburse doctors for tuition if they work in rural environments for x years, it seems like providers in small rural counties would be in the driver's seat talking about what insurance they accept and what they don't.

 

[goillini52]

I take apps in EVERY county in Georgia and 99.5% take Medigap. Many of them have talked with friends and don't want anything to do with MAPD.

No bullshit . . .

It is relatively easy to find PCP's who participate in MAPD, at least in the metro area . . . not as much in more rural areas.

Specialists are another matter regardless what part of the state. Folks tell me with some frequency they have difficulty getting into see a specialist when they have MAPD, and they will be put on a waiting list. A couple of ladies a few months ago in Macon mentioned they could not get into see an orthopod for at least 6 months.

Perhaps they were lying . . .

Doesn't happen with OM.

Again, no bullshit.

My wife's Cardiologist and my previous Pulmonologist both take 3-4 months to get an appointment.

 

[InsuranceGuy29]

Respectfully, I know of zero agents saying buy MAPD and invest the difference.

They should.