For your information Mr. SmartyPants, Assurant only pays "advances" direct to its General Agents.
Except that they aren't advances. It is pure annualization, just like life insurance. There is no interest charged, as it is annualized commissions. If a policy doesn't last a minimum of 4 months, there is a 100% chargeback. If the policy pays more than 4 but less than 12 months, a pro-rated chargeback is charged.
You're batting .000 dude
What can I say that hasn't already been said? I'm not a GA with Assurant and I get advances/annualization (however you want to word it) paid directly to me (assuming I were to write any Assurant business). So your statement is bogus (there seems to be a trend with you on that).
There's this saying that comes to mind:
Something about, better to be silent and thought a fool than to speak and remove all doubt.
Many of us have had our personal battles on this board. The thing is, if you can actually bring something constructive, you'll have an audience. But you've yet to do that.
I think Bob (somarco) said it best when he told you you have wandered into the wrong neighborhood. If you have a beef with GR and don't want to write them, great. But don't come on here talking like you know something no one else does. For what it's worth, here in Georgia, I'd pick GR over Assurant 365 days a year (366 this year).